A Loan With Jennifer

I hope everyone is doing well. I am enjoying this extra time with my family in Alaska. I have one more vacation week left and I am savoring every minute of it. My team is here for you! New clients should call Diana, 713.337.8409. She takes basic information, and gets that to Kenny, who can pre-qualify on the spot. Then for a pre-approval, we will bring them in the office with paperwork, and they can leave with a letter! Have a wonderful weekend! RATES as of July 20, 2012 (DOWN for the week) The following assumptions apply: • 20% Down Payment (Conforming) / 25% Down Payment Jumbo (Lower down payments available – call for details) • 1% Origination Fee • Escrows Required (if no escrow, higher fees may apply) • Purchase Transactions, Primary Residence (Refinances have different rates) • 30 day closing • Credit Score 740 + • Debt to income ratio <=40% • Full Documentation of Income/Assets Conforming ($200,000* - $417,000) Jumbo ($417,001- $1,000,000*) 10 year (fixed) 2.750% APR 3.064% 15 year ( fixed ) 3.375% APR 3.569% 15 year (fixed) 2.750% APR 2.965% 30 year ( fixed ) 3.875% APR 3.986% 30 year (fixed) 3.375% APR 3.496% 7/1 ARM 2.500% APR 3.058% 5/1 ARM 2.750% APR 3.223% 7/1 ARM 3.000% APR 3.275% 5/1 ARM 2.350% APR 3.106% 10/1 ARM 3.250% APR 3.382% FHA/VA call for quote (max loan $270,000) 5/5 ARM 3.000% APR 2.843% We do originate loans below $200,000. These amounts are chosen to show the most favorable rates. For other product options or for loan amounts less than $200,000 or above $900,000 please call for quote. Call for details! If you know of someone who would appreciate my services, please contact me with their name and number and I will be happy to help them! Jennifer Hernandez & Team Kenny, Brianna, Diana, and Jason Patriot Bank Mortgage NMLS# 514497 Office: 713-337-8400 E-mail: jennifer@patriotbankusa.com Website: www.applywithpatriot.com