Monday, October 5, 2015

TRID is here!

Yes, TRID (TILA RESPA Integrated Disclosures) is here! If the loan was not disclosed by EOB Friday , then it will be under the new rules.

We are ready!
 
Here is a VIDEO to show your buyers/sellers! (5 min)
 
Watch this to see WHY you should be in my office Wed Oct 7 at 12:00!

In the markets:
Read here about the weeks turbulent up/down for mortgage rates!

Upcoming Events:

Lunch & Learn:
October 3rd Changes
Wednesday, October 7th @ 12:00pm

Lunch & Learn:
How to Build a Team
Wednesday, October 14th @ 12:00pm

*Both events held at our office with lunch included!*

RSVP to Annette:
713.579.3613
annette.ernstein@legacymutual.com

Tuesday, September 29, 2015

Ready for the October 3rd Changes?

OK, October 3rd is almost here! We at the Hernandez Team are EXCITED! Because we are ready, and here for you every step of the way.

1. If you need a refresher on the rules, come to our social Monday night (see the right bar), and I will be going over 'what you need to know to survive'.

2.  Use my checklists! Closing Checklist and Lender Questions

3. Show these videos to your buyers and sellers!

In the markets:

Upcoming Events:

Lunch & Learn:
October 3rd Changes
Wednesday, October 7th @ 12:00pm

At our office - Lunch Included!

RSVP: 713.579.3606
annette.ernstein@legacymutual.com

Monday, September 21, 2015

Fall is on it's way!

Jen is on a long weekend retreat with the CORE this weekend! Fall is on it's way, maybe soon we can all say hello to cooler weather!
 
In the markets:
READ HERE as to why this week's rates are steady after the Fed decided not to raise the rates!

Upcoming Events
 
Lunch & Learn:
Basic Home Budgeting - How to Save 20% of Your Gross Monthly Income
Wednesday, September 23rd
@ 12:00pm

At Our Office

*Lunch Included*

-
Referral Partner Social:
Goodbye HUD/TIL, Hello TRID!
Monday, September 28th
@ 5:30

At Anejo's Uptown
1180-1 Uptown Park Blvd
77056

RSVP to Annette:
713-579-3606

Wednesday, September 9, 2015


Friends, I need your HELP! My team made a cheesy video and we need to WIN the Legacy social media contest with the most views! Please watch our team video and share!

Monday, August 31, 2015

The Power of Communication


In the markets:
To find out why rates were slightly higher last week, READ HERE!

Upcoming Events

October 3rd Changes Training
Wednesday, September 2nd @ 9:00am

At Tradition Title 
4000 Washington Ave, Suite 200
77007

OR

12:00pm

At Legacy Mutual Mortgage
2500 CityWest Blvd, Suite 750
77042

-

Lunch & Learn:
Using Video to Explode Your Business
Wednesday, September 9th @ 12:00pm

At Legacy Mutual Mortgage
2500 CityWest Blvd, Suite 750
77042

RSVP to Annette:
713.579.3606
Annette.Ernstein@legacymutual.com

Monday, August 24, 2015

Be an A Player!

August 21st, 2015
TGIF!
As a coach for THE leading lender business coaching company, The Core Training, I have been honored to be teaching today the teams of our coaching students! Once a year in Dallas we gather the 'assistants' and 'loan partners' (670 of them this year!) and teach them about structure, being relevant, and most of all 'A' players! It's a unique opportunity indeed.
Speaking of A Player? What are we as sales people doing to be A Players to our clients and referral sources? Just food for thought. Look at the goals you set in January, DIG IN WHEREVER YOU ARE, and recommit yourself to finish the year strong! You can do it! If you would like some one on one help, reach out to me! As a paid business coach, I am good at this stuff!
In the markets:
To find out why rates were lower this week, READ HERE!

                                                                                         ~Jen



Upcoming Events

Lunch & Learn:
Credit Score Basics 
Wednesday, August 26th
@ 12:00pm


At our office - lunch included!


Oct 3 Changes Training

Wednesday, September 2nd
@ 9:00am

At Tradition Title
4000 Washington Ave, Suite 200
77007
  
OR
12:00pm

At our office - lunch included!


RSVP to Annette:
713-579-3606

Monday, August 17, 2015

Change Happens Fast!


Grandma fell this week...she's fine! TG! But it happened right under my nose. I had 'tucked her in' at 8:30, and she got out of bed needing who knows what, and fell, escaping only with a slight skin tear on the wrist.
 
My point in the story is simple: Things can turn, and FAST. Sounds like the real estate business, doesn't it? Especially in lending. To avoid pitfalls our team 3 months ago started to have a download meeting at the beginning of each month. We read surveys, identify 3 things that went well, and 3 not so well from the prior month, and we enact CHANGE to our process on the spot!
 
Just know we are ON IT! Ready to get better and more efficient at every turn!
 
In the markets:
 READ HERE why rates ended slightly higher this week.
 
Enjoy the last dog days of summer!
                                                                                          ~Jen

Upcoming Events

RSVP to Annette for any of our events:
713-579-3606

Cocktails for Crayons:
Open House and Supply Drive
 Tuesday, August 18th
5:30 - 7:30pm
3709 Ella Blvd
Houston, TX 77018
_

Up Your Social Media Game!
Wednesday, August 19th
@ 9:00am

At Tradition Title
4000 Washington Ave, Suite 200
77007
 _

Lunch & Learn:
Contract to Close, Know all the 'Lenders' Steps!
Wednesday, August 19th
@ 12:00pm

At our office - lunch included!