Happy November!

Firstly the Hernandez Team hopes you trick or treaters had a safe and FUN evening as you wandered about the city last Friday!

In the market: 

Well it finally happened, the FED officially ended BOND PURCHASES. It concluded at the end of the month, which was HALLOWEEN. There was little or no reaction from the market, since investors have been anticipating this for months now. But with other economic news, rates ended the week a bit higher. Read more here!

 Enjoy your week and as always, we would be HONORED FOR YOUR NEXT REFERRAL!