TRID Trivia!

The Hernandez Team has 19 TRID loans under their belt, and we have learned some things!!!!!!!!!!

TRID TRIVIA:

• 'A' CD (Closing Disclosure) is required to be delivered 3 days before closing. Not necessarily the 'FINAL' CD. In other words, changes can and are happening (as long as they are not APR related fees)
• There is no more HUD Statement. Title companies now have a different document, the Texas Disclosure T-64, (one for buyer, and one for seller) in which they sign (in addition to the CD).
• If the borrower signs the CD the DAY IT IS RECEIVED, then closing is 3 days later. If they do not, closing is 6 days later.
• Legacy is having a Title Roundtable on 12/10! Our 2 head ops guru's will be here to share tactics with them to ensure on time closings! If you want to be sure your title company is  included, email me!

Why Should you Attend my Time Management talk on Wed 12/9? Because I have simple tactics you can implement TODAY that will save you 5 hours a week, and create more prospecting time! 

Let me show you that balance is possible! It's closer to your reach than you think.  I am a working mommy that manages her household (hubby, 2 kids, nanny, dog, parents in law, and 94 yr old grandma - yes ALL of them live with me! ), a lending team of 10 closing 20 loans a month, and a second job as a business coach for The Core Training...........all in 42 hours a week.

Ok, my writing time block is over....gotta dash! xoxoxoxo  Jennifer

ps. CLICK HERE to see what mortgage rates did this week and why!

pss. Send us your next buyer! We are closing CONV/FHA loan in less than 30 days still! AND with lots of communication and accuracy!

Upcoming Events

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Lunch & Learn:

Time Management

Wednesday, December 9th

@ 12:00pm

At our office

*Lunch Included!*

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Lunch & Learn:

The Loan Process - Contract to Close

Wednesday, December 16th

@ 12:00pm

At our office

*Lunch Included!*

RSVP to Annette:

713-579-3606

Annette.ernstein@legacymutual.com