Millennial Home Buying & Why You Should Choose Us!

So my 10 year old got THREE behavior marks in one day. Oh brother. He is one of those extroverted kids, loves to make people laugh... Just at the wrong times. We've been working on timing since he was about 4. Poor little guy. He just loves to talk and talk and talk. I wonder where he got that from!?

 

So Mom had to have 'the talk' with him about real life. I figured he is old enough to know the truth. I asked him if he knew what an A player was. What a B player was? So then, I told him he was a C player (sometimes an A and sometimes a B...we just never know what we are gonna get). So that makes him a C. It's harsh, I know. But you know what? In 8 years I'm going to turn this kid over to the world! He needs to get it!

 

So tonight , yes, I will give him some TLC and tons of praise and hugs.

 

 

ON TO BUSINESS!

The Houston Business Journal, the week of April 22, had some great statistics out on Millennial Home buying:

 

82% Millennial Renters In Houston will want to purchase a home

 

72% of the same group say they cannot afford to buy a home.

6 years- The average time it would take a Millennial renter to save up a 20% down payment, based on current savings rates.

 

The good news is...they don't need 20% down! Call us today about 3% down programs up to $417,000! Also, we have a professionals program, 5% down to 1.5 million!

 

Their best bet is to get a consult with a lender asap. No cost at all or obligation!

 

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Upcoming

 Training Workshops

Brunch & Learn:

Strategies to Boost Your Financial Freedom

Wednesday, May 25th

@ 10:30am

Legacy Mutual Mortgage

2500 City West Blvd, Ste 750

Houston, TX 77042

 

 

RSVP to Annette:

713-579-3606

Annette.ernstein@legacymutual

Drifting, Driven, or Directed; Which One Are You?

So many of you , my referral partners and industry friends, know that I am a coach for THE #1 lender/realtor coaching firm in the nation (www.thecoretraining.com). We are right now at the biannual summit in Orlando. Day 1 just ended, and I have so many notes I could go home right now!

 

An important nugget I will share to you for free! Today we talked about everyone is either one of three things: Drifting, Driven, or Directed. Which one are you? We are all three. Its human nature! It's common to weave in and out of all of them at given points in time.

 

Let me give you a hint. You want to strive to be more directed. It can be in the form of being directed by God, your spouse, your pastor, your boss, etc. We all have to answer to someone. If we do not, and are just driven, it can lead to selfishness, and chaos. Drifting leads to chaos as well.

 

So...what is the solution?  Structure. That's why I am addicted to the Core training, and why I send you info on their webinars, etc. Pay attention to my stuff! I am handing you these nuggets on a silver platter for free guys. Our students pay $2500/mo to get this information.

 

Bottom line, you need to hang around me. I want to earn your trust. I want to be your trusted lender and mortgage consultant. I want to take care of you and your clients, and let my team give them an AMAZING experience, so you get another current client referral.

 

Hope to hear from you soon.

 

 

Upcoming

 Training Workshops

Brunch & Learn:

Mock Loan Applications

Wednesday, May 18th

@ 10:30am

 

-

 

Brunch & Learn:

Strategies to Boost Your Financial Freedom

Wednesday, May 25th

@ 10:30am

Legacy Mutual Mortgage

2500 City West Blvd, Ste 750

Houston, TX 77042

RSVP to Annette:

713-579-3606

Annette.ernstein@legacymutual.com

Rates are Rock Bottom Low; Call Me for Assistance on Running Numbers!

For you mom's out there- Happy Mother's Day!

Some Mom Trivia for you! Courtesy of FTD:

• Nearly 50% of mom's expect a gift from their spouse on this day.
• Only 6% of dad's feel that it is important to give a gift.
• 75% of mom's want flowers.
• Runners up are plants, jewelry, candy.
• Here are some top traditions around the world!

Now back to mortgage rates!

The past few weeks have been up and down for rates for sure! The bottom line is that rates are rock bottom low! Your buyers can still obtain unbelievable rates, and your sellers can maybe take advantage of appreciation, get a home equity to do the improvements to sell the house for top dollar! Call me if you need any assistance at all running numbers! 

Read here about why mortgage rates are so low!

 

Upcoming

 Training Workshops

Brunch & Learn:

Mock Loan Applications

Wednesday, May 18th

@ 10:30am

 

-

 

Brunch & Learn:

Strategies to Boost Your Financial Freedom

Wednesday, May 25th

@ 10:30am

Legacy Mutual Mortgage

2500 City West Blvd, Ste 750

Houston, TX 77042

 

RSVP to Annette:

713-579-3606

Annette.ernstein@legacymutual

Appraisers Are Backlogged, But We Are Here If You Need Us!

Following up on flooding here in Houston:

All properties that were appraised BEFORE the flooding:

The appraiser must go back out to the property and re inspect to see if it flooded.

This is causing appraisers all over the city to be backlogged. Turn times are increased.

Stay in close contact with your lenders on turn times and expectations!

If you need us...we are HERE!

Send me your next buyer, I look forward to EARNING your business with our ability to close ON TIME, ACCURATELY, and with TONS of COMMUNICATION.

Check out our turn times :

FHA/CONV- 30 days

VA- 40 days

Jumbo - 40 days

 

-

 

Upcoming

 Training Workshops

 

Brunch & Learn:

Trials & Tribulations 

of Applying for a 

Mortgage Loan

Wednesday, May 18th

@ 10:30am

 

Legacy Mutual Mortgage

2500 City West Blvd, Ste 750

Houston, TX 77042

 

 

RSVP to Annette:

713-579-3606

Annette.ernstein@legacymutual.com